Stocks and Shares ISA vs Cash ISA: here’s where I’ve got my money

Millions of people in the UK either have a Cash ISA or Stock and Shares ISA. And with good reason, as they shelter returns from the taxman. Some have both, of course, including myself. However, out of these two, I have a clear favourite: the Stocks and Shares ISA. Here’s…

Fancy aiming for a £6,622 second income without working for it? Here’s 1 idea!

Image source: Getty Images Earning a second income can often involve taking on more work. For some people that is fine, but others cannot or prefer not to go down that route. Fortunately, there is more than one way to earn a second income. One popular approach involves buying dividend…

CZ calls for wallet diversification after $70 million Coldcard exploit

Crypto holders used to focus on diversifying their coins. Now, following a $70 million Coldcard exploit, they’re being told to diversify their wallets as well. On Saturday, Binance founder Changpeng Zhao, known as CZ, asked crypto holders to split their funds across multiple wallets following a major security failure in…

£20k in savings? Here’s 1 stock that could unlock a £1,600 passive income in the next year

Image source: Getty Images Anyone with a decent chunk of savings is always going to be on the lookout for the best way to invest that money for passive income. Whether it be through the stock market, real estate, or other places to park a bit of spare cash, savvy…

Taylor Wimpey shares: bad news for dividend investors after H1 payout slashed to just 1.2p each

Image source: Getty Images Taylor Wimpey (LSE: TW.) shares took a hit after the company posted its half-year results Friday (31 July). As of 10am, they were down about 5%. This share price action wasn’t the only disappointment for investors however. Because the housebuilder just changed its dividend policy, with…

3 growth stocks I’m buying over SpaceX right now

SpaceX is without doubt one of the most exciting growth stocks to go public in years. But while there’s every chance that the rocket and satellite giant will grow into its valuation over time, I don’t think the fundamentals justify today’s $1.5trn market-cap. Therefore, I reckon there are better opportunities…

XRP Ledger upgrade brings back features once pulled over critical bugs

Validators (entities that supply their resources to run and maintain a network) were advised to reject it, and an emergency server release marked it unsupported to prevent activation. No funds were lost, because it never reached the main network. Permission Delegation, which lets an institution grant another account narrowly scoped…

Here’s what £10,000 in a Cash ISA could be worth in August 2028

Cash ISA savings rates are looking pretty attractive right now. Certainly better than most of us expected at the start of the year. Back in January, economists thought the Bank of England would cut interest rates at least two or three times in 2026, taking them from today’s 3.75% to…