
Image source: Getty Images
A Self-Invested Personal Pension (SIPP) is a great vehicle for investing in global companies. After all, these DIY pensions allow emerging growth stories to play out over many years or even decades.
Here are three stocks that I reckon are worth considering for a SIPP for at least the next five years.
Latin America
Let’s start with Nu Holdings (NYSE:NU), which is the leading digital bank in Latin America. In Q1, the firm added another 4m customers, bringing the total to over 135m.
Most of those are in Brazil, but the profitable lender is also growing rapidly in Mexico and Colombia. All three countries still have low penetration rates when it comes to financial services, indicating that this is a growing market.
However, Nu’s share of the existing monetisation pie is still small. In Brazil, for example, the annual total industry gross profit pool today is about $100bn. The digital bank has about 7% of that, and just 1% of Mexico’s $43bn.

One near-term concern here is rising household debt in Brazil, which has spooked the market. However, employment remains high overall and there’s a massive government-backed programme to help people reduce and restructure debt.
After losing 32% of its value inside five months, the stock looks enticing from a long-term perspective. It’s trading at about 15 times next year’s forecast earnings, which is cheap for a company that has a very large opportunity ahead.
Income and growth in Asia
Turning to Asia now, I want to flag Schroder Oriental Income Fund (LSE:SOI). Its purpose is “to tap into the Asian income story and help investors diversify their dividends“.
However, beyond income, the investment trust also targets capital growth. It has found great success here recently with top holdings Taiwan Semiconductor (TSMC) and Samsung Electronics. These stocks are up 121% and 395% respectively in the past year, driven by massive global investment in artificial intelligence (AI) infrastructure.
This pair of leading semiconductor foundries have helped the Schroder Oriental Income share price jump 51% in the past 12 months. And this has boosted the annualised 10-year return to around 12.5%, which is comfortably ahead of the benchmark (MSCI AC Pacific Ex Japan Index).
Despite this surge, the trust’s still trading at a near-6% discount to net asset value (NAV), while also offering a 3% dividend yield. I think this offers solid value, albeit the stock could sell off if investors sour on AI and its top two holdings.
Big US growth opportunity
Finally, I reckon international money transfer specialist Wise (LSE:WISE) deserves a closer look after falling 16% in a month.
The firm has moved its primary listing to the US, where it estimates Americans will lose $43bn this year in hidden cross-border fees. As such, it sees a massive opportunity to sign up millions of customers to save them money, including thousands of banks.
Last year, cross-border volume rose 25% to £181.7bn. However, the firm sees a longer-term opportunity to move trillions, with the US being a key pillar of this strategy.
Looking ahead, Wise could face potential regulatory hurdles in the US (it wants to settle US dollar payments directly with the Federal Reserve).
But at 23 times forward earnings, I think the stock looks attractive given the disruptive growth potential.
Should you invest £5,000 in Wise Plc right now?
When investing expert Mark Rogers and his team have a stock tip, it can pay to listen. After all, the flagship Twelfth Magpie Share Advisor newsletter he has run for nearly a decade has provided thousands of paying members with top stock recommendations from the UK and US markets.
And right now, Mark thinks there are 6 standout stocks that investors should consider buying. Want to see if Wise Plc made the list?
Ben McPoland has positions in Nu Holdings, TSMC, and Wise.


